There’s less time left for 2024 to give way to 2025, which will come with a series of changes from the Social Security Administration. With the new year, Social Security checks will be sent to millions of people, but they will not be mailed on the usual dates. In fact, this will affect beneficiaries who qualify for the Supplemental Security Income (SSI) program. This is a financial program aimed at assisting individuals over 65 years old, people with disabilities, or children under certain economic situations, according to the SSA. In this article, we outline the payment schedule for checks in 2025 for your finances.
These are the changes to Social Security payments for 2025
The federal agency makes five payments monthly to recipients of retirement, survivor, and disability insurance (RSDI) and Supplemental Security Income (SSI). In this regard, there are several conditions to consider for these beneficiaries:
- When they qualify for SSI, the monthly payment will be made on the first day of the month, regardless of their birth date.
Regarding retirees, survivors, and disabled individuals, they will receive their payments based on when they applied for their first benefit:
- Those who applied before May 1997 will receive their payment on the third day of the month.
- Those who applied after May 1997 will receive their payments on the second, third, and fourth Wednesdays of the month.
However, these payment dates may vary due to holidays or weekends. In this sense, with the Social Security payment calendar for 2025, the months of January and February will have a small change. Thus, SSI beneficiaries will receive their payments on January 31, those who usually receive them in February, and those scheduled for March 1 will receive theirs on February 28. The reason for this early payment is that those dates fall on holidays, allowing beneficiaries to receive them in advance.
What are the Social Security payment dates by mail in January and February 2025?
According to the 2025 Social Security payment calendar, the payment days, including the 2.5% cost-of-living adjustment (COLA), are as follows:
January
- January 3: Eligible RSDI beneficiaries who applied for benefits before May 1997 will receive their payments.
- January 8: Those who applied for benefits after May 1997 and were born between the 1st and the 10th will receive their benefits.
- January 15: Those who applied for benefits after May 1997 and were born between the 1st and the 10th will receive their benefits.
- January 22: Those who applied for benefits after May 1997 and were born between the 1st and the 10th will receive their benefits.
- January 31: SSI beneficiaries will receive their benefits, regardless of their birth date.
February
- February 3: Eligible RSDI beneficiaries who applied for benefits before May 1997 will receive their payments.
- February 12: Those who applied for benefits after May 1997 and were born between the 1st and the 10th will receive their benefits.
- February 19: Those who applied for benefits after May 1997 and were born between the 1st and the 10th will receive their benefits.
- February 26: Those who applied for benefits after May 1997 and were born between the 1st and the 10th will receive their benefits.
- February 28: SSI beneficiaries will receive their benefits, regardless of their birth date.
If you understand how the Social Security payment schedule will look, remember to stay informed on this website where we will publish other news of interest in the United States.
