An Indianapolis attorney who once billed $180 a month on Fiverr now tops $40,000, serving small‑business owners from both Dallas and Mexico City. When the courts closed in early 2020, junior litigator Derrick Morgan Jr. saw his paychecks shrink. A cousin’s last‑minute request for trademark help pushed him to try Fiverr, and, almost overnight, he discovered … Read more
Starting in mid‑July, the Social Security Administration (SSA) will keep its My Social Security portal open all day, every day, removing the nightly and weekend shutdowns that frustrated users. Need to update your direct deposit after work? Or grab a benefit letter before dawn? The new schedule aims to make that possible while easing pressure on overloaded … Read more
Buckle up, taxpayers: the sweeping One Big Beautiful Bill (OBBB) that cleared Congress in July rewrites the playbook for 2025‑2028 returns, offering perks well beyond the headline “no‑tax on tips” provision. Who stands to gain, and when should you act? Below is a concise guide to the biggest changes—charitable write‑offs, vehicle interest deductions, and larger family credits—that could … Read more
Millions of retirees may see a slightly bigger cost‑of‑living adjustment next year, but some households could still struggle to keep pace with rising health costs. The federal government’s preliminary reading, released after June inflation data, suggests the 2026 Social Security COLA will land between 2.6 % and 2.7 %. That is a hair above the 2.5 % bump … Read more
Millions of current and future retirees face smaller monthly benefits unless Congress acts soon. Social Security’s latest annual reckoning brings unsettling news: the 2025 Trustees Report projects that the Old‑Age and Survivors Insurance (OASI) trust fund will run dry in 2034—one year earlier than forecast. If lawmakers stay on the sidelines, only about 81 percent of … Read more
President Donald J. Trump’s sweeping law tightens work standards, raises the age cutoff, and bars undocumented immigrants from food‑stamp aid. The Supplemental Nutrition Assistance Program (SNAP) has long been a lifeline for families battling food insecurity, but the new statute marks the biggest overhaul in years. Non‑citizens without lawful status are locked out, states face … Read more
A headline‑making pledge of $5,000 per taxpayer has collapsed, piling fresh pressure on an already fragile Social Security system. President Trump’s Department of Government Efficiency (DOGE) vowed to cut $2 trillion in waste and hand 20 percent to households earning at least $40,000. By May, the savings were a fraction of forecasts and the “DOGE Dividend” was shelved. … Read more
The Social Security Administration (SSA) is set to cut monthly benefit checks in half for some recipients starting in August. This change will impact millions of beneficiaries as the SSA works to recover overpayments made in previous years. If you’ve received a notice of overpayment, it’s important to understand what this means for you and … Read more
The government’s transition to electronic payments will soon affect nearly half a million Social Security beneficiaries. With a new executive order coming into effect by the end of 2025, all federal payments, including Social Security benefits, will be issued digitally. This means paper checks will no longer be an option for most beneficiaries. The new … Read more
August 2025 is shaping up to be an important month for Social Security and Supplemental Security Income (SSI) recipients. The Social Security Administration (SSA) has released its payment schedule, which includes six separate dates. Among these dates is a rare occurrence: two SSI payments in one month. Here’s everything you need to know about when … Read more
A new law set to benefit millions of workers is making waves across the country. Known as “One Big Beautiful Bill,” this legislation promises to eliminate federal taxes on tips and overtime pay through 2028. Signed into law on July 4, it brings great news for employees who will now be able to deduct up … Read more
Former President Donald Trump’s One Big Beautiful Bill Act (OBBBA) has generated a lot of buzz, with promises to eliminate Social Security taxes. However, new analysis by the Congressional Budget Office reveals that the bill’s provisions won’t fully eliminate taxes for all retirees, as many expected. Instead, it will primarily benefit low- and middle-income seniors. … Read more
Bigger monthly payments plus a new senior‑only deduction promise genuine relief for roughly nine out of ten Social Security recipients. Social Security beneficiaries will feel two pieces of good news at once in 2025: a cost‑of‑living adjustment that fattens every check and a brand‑new law that wipes out federal taxes on those payments for nearly … Read more
A recent change in how inflation data is measured could impact Social Security benefits in 2026. Will retirees see a smaller Cost-of-Living Adjustment (COLA) this year? Over 57 million retirees rely on Social Security benefits, which are typically adjusted each October for inflation through a Cost-of-Living Adjustment (COLA). However, recent changes by the Bureau of … Read more
From delayed retirements to drained savings, baby boomers nationwide are footing bills of up to $5,000 a month for their grown‑up children. For Mary, a 66‑year‑old mother in Sherman Oaks, California, the empty‑nest dream evaporated when her 27‑year‑old daughter returned home in 2024. Now the couple spend about $5,000 every month covering food, transport, pet care, … Read more
Starting next week, millions of Americans—especially seniors—could face challenges accessing their Social Security benefits due to new identity verification rules. The changes, began on April 14, are aimed at reducing fraud, but critics argue that they could place an undue burden on vulnerable groups such as older adults and those without easy access to the … Read more
A new tax benefit aimed at older taxpayers promises major savings, with many seniors potentially paying $0 in taxes. Here’s what you need to know. A new tax deduction designed to help seniors with lower incomes is now being proposed in the United States. Known as the “senior bonus,” this tax break aims to relieve … Read more
As natural disasters and charitable causes prompt many Americans to open their wallets, it’s essential to ensure that your donation goes to a legitimate charity. The IRS offers a powerful tool to help you verify whether an organization is truly tax-exempt and eligible for tax-deductible donations. Unfortunately, charity scams are on the rise, especially during … Read more
Millions of retirees are waiting eagerly for their Social Security payments this month. Every month, retirees in the U.S. rely on Social Security benefits to support their financial well-being. With July 16, 2025, just around the corner, thousands of beneficiaries are preparing for the second Wednesday payment. The Social Security Administration (SSA) is set to … Read more
Social Security Disability Insurance (SSDI) is designed to help people who can’t work due to a disability. But, did you know that your benefits can be suspended or even stopped under certain circumstances? Here’s a breakdown of what could cause your SSDI benefits to end, and how you can avoid penalties. Once you’re approved for … Read more