The tax agency’s announcement means eligible Americans will not need to file extra paperwork, while New York homeowners may collect separate STAR payments of up to $1,500.
The Internal Revenue Service has confirmed a fresh round of $1,400 direct payments—welcome news for households still grappling with higher prices. Deposits will start landing later this month for qualifying taxpayers, and, in a parallel move, New York’s School Tax Relief (STAR) program is preparing larger checks for homeowners. Who stands to benefit most, and what should you watch for?
Who exactly is eligible for the incoming $1,400 IRS relief payment
According to the agency, you qualify automatically if you filed a 2023 tax return showing:
- Adjusted gross income (AGI) below $75,000 for single filers, $112,500 for heads of household, or $150,000 for married couples.
- A valid Social Security number for each person claimed.
- No outstanding federal tax debt that fully offsets the rebate.
Did you receive any of the earlier Economic Impact Payments? If your income fell last year or your family grew, this new check could fill the gap without an additional application. Paper checks will follow electronic deposits for those lacking direct-deposit information, so keep an eye on your mailbox.
New York homeowners still have time to secure larger STAR checks this year
The STAR program, in place since 1997, reimburses part of the steep school-tax bill that New York homeowners shoulder. Phase two of the 2025 relief cycle covers communities with school taxes due between August and September. To receive the money you must already be registered in the STAR database—most long-time participants are, but first-time buyers should check the state’s Taxation and Finance portal.
| Beneficiary category | Estimated STAR payment range |
|---|---|
| Standard homeowners | $350 – $600 |
| Seniors (Enhanced STAR) | $700 – $1,500 |
Governor Kathy Hochul insists the funds “go straight to families,” and the state stresses that amounts vary with home value, local tax rate, and household income.
Key documents, deadlines, and verification tips to avoid missing your money
First, confirm that your most recent address and banking details are on file with both the IRS and, if you live in New York, the STAR registry. Next, retain copies of your 2023 return, property-tax bill, and proof of residency; these are the items agents request most often when resolving payment holds.
Finally, monitor the IRS “Get My Payment” tracker and New York’s STAR status page—both update daily. Still waiting after four weeks? Call the relevant helpline rather than submitting a second application; duplicate filings can slow processing for everyone.