The Social Security Administration (SSA) has announced the June payment schedule for millions of Americans who rely on monthly checks to cover everyday expenses. Retirees, disabled individuals, and other recipients under federal programs could see payment dates differ based on their birth date or special eligibility criteria.
In June, most beneficiaries will receive their funds on a Wednesday. However, the exact date will depend on when you were born, as well as any supplemental benefits you may be collecting. Wondering if you fall under the earlier payout date?
First, let’s break down the overall schedule. If you began receiving Social Security benefits before May 1997 or you also collect SSI (Supplemental Security Income), your payment may arrive at the start of the month. Meanwhile, individuals who signed up more recently will get their checks on one of three Wednesdays in June. Take a look at the table below:
| Date | Who Receives Payment |
|---|---|
| June 3 (Tuesday) | Recipients since before May 1997, plus retirees who qualify for SSI |
| June 11 (Wednesday) | Those born between the 1st and 10th of any month |
| June 18 (Wednesday) | Those born between the 11th and 20th of any month |
| June 25 (Wednesday) | Those born between the 21st and 31st of any month |
If your check doesn’t arrive on your scheduled date, SSA recommends waiting three working days before contacting them, since weekends and holidays are not considered business days.
Here is how Social Security sets your payment schedule based on birthdays
The SSA coordinates payout dates throughout the month to manage the high volume of beneficiaries. This tiered approach aims to prevent system overload and ensure timely distribution.
Those born on earlier dates in the month often receive their checks sooner, while people with later birthdates get theirs in subsequent weeks. It’s a simple system meant to keep things running smoothly.
Everything you need to know about average payouts and inflation adjustments for 2025
Right now, the average monthly Social Security retirement benefit stands at $1,976. Actual amounts vary based on factors like age of retirement, lifetime earnings, and how long you contributed to the program. Some individuals may collect up to $5,108 per month if they delay retirement until age 70, while those who retire at 62 could see up to $2,831.
For SSI beneficiaries, the maximum payment in 2025 is $967 for individuals and $1,450 for couples. However, factors like other income sources or living arrangements can affect final amounts. Each year, these figures are adjusted to keep up with inflation, a process known as the Cost of Living Adjustment (COLA). This year’s increase is 2.5%, reflecting the SSA’s effort to maintain beneficiaries’ purchasing power.
By knowing your scheduled payment date and understanding benefit levels, you can plan ahead for your finances. If you’re unsure about your eligibility or exact check amount, the SSA website provides detailed resources and guidance on how to navigate the system.