The SSA announces its latest update: collecting benefits earlier will cost you up to 30% less over your lifetime. Read the official recommendations here

Man in blue suit with flag lapel pin against a backdrop of hundred-dollar bills and an upward-pointing Social Security arrow illustrating reduced lifetime benefits for early claimants

More than 71 million Americans rely on Social Security to keep up with living expenses. Now, newly announced modifications for 2025 could reshape your monthly checks, potential earnings, and overall retirement outlook. All the major changes revolve around a 3.2% Cost-of-Living Adjustment (COLA), new earnings thresholds for workers, and shifting retirement guidelines. Whether you already … Read more

Social Security beneficiaries over the age of 62 will receive up to $1,999 today, Wednesday, May 28

Senior couple smiling in front of an American flag with a Social Security card and dollar bills

A welcome relief arrives for seniors as two different payments align Retirees in the United States who are 62 or older may receive an important Social Security payment this week, specifically on May 28, 2025. This payout could reach an average of $1,999, offering extra financial support to many seniors. It also coincides with a … Read more

Social Security payments of up to $5,108 start arriving today, May 28, to avoid delays after the holiday

Donald Trump pointing in front of U.S. dollar bills and Social Security checks

Millions of Americans are set to receive new Social Security checks, with some beneficiaries getting as much as $5,108. This development could be especially significant for those relying on monthly benefits to cover essential expenses. Recipients who receive retirement, spousal, or survivor benefits and were born between the 21st and 31st of any month will … Read more

Confirmed. The SSA will make history next week: average benefits for retirees will break the barrier and exceed $2,000 for the first time in June

Smiling female retiree holds dollar bills in front of Social Security card backdrop, signaling average benefit topping $2,000.

A remarkable first for retirees is about to happen in June, and it could bring significant changes to Social Security beneficiaries nationwide. With the program nearing a historic milestone, many older adults are anxiously waiting to see how this shift might impact their monthly checks and overall financial security. In 1935, Social Security was established … Read more

Notice of garnishment beginning in June: The SSA will cut up to 15% of Social Security checks for these beneficiaries

Male politician gesturing in front of the U.S. Capitol, American flag, Social Security cards, and dollar bills — symbolizing June benefit garnishments.

Major changes are on the horizon for Social Security recipients across the United States, especially those struggling with student loan debt. This shift is tied to newly reinstated cost-saving measures that aim to reduce federal spending but could leave many beneficiaries worried about their monthly checks. Over the past few months, the Social Security Administration … Read more

Confirmed: This is the notification you must send to the SSA so you don’t lose your monthly benefits

Social Security Administration office sign on a peach-colored facade, symbolizing where retirees must file an address-change notice before moving to another state.

Discover why updating your address is vital to keep your monthly retirement payments coming without disruptions. Whether you’re planning a major cross-country relocation or a short trip across the border of a neighboring state, staying connected with the Social Security Administration (SSA) can prevent lost checks and missed opportunities. Retirement benefits are federal, so moving … Read more

How the SSA decides whether to continue your Social Security Disability Insurance (SSDI)

Social Security card behind U.S. flag symbolizing the SSA’s continuing disability review of SSDI benefits eligibility

The Social Security Administration (SSA) periodically reviews certain disability cases to ensure recipients still qualify for payments. These evaluations, known as Continuing Disability Reviews (CDRs), aim to confirm that a person’s medical condition and work status remain aligned with SSDI requirements. The main goal of a CDR is to verify ongoing eligibility for SSDI. If … Read more

Urgent SSA letter warns beneficiaries: What means for retirees

Close-up of a Social Security card highlighting the words “Social Security,” symbolizing an urgent SSA letter warning retirees about possible 50 % withholding.

If you collect Social Security, a fresh announcement might affect your monthly checks more than you think. Overpayments are at the center of this change, prompting the Social Security Administration (SSA) to take faster and more aggressive measures. Millions of Social Security recipients—particularly those who received incorrect benefit amounts—could find themselves repaying money faster than … Read more

SSA rolls out 2025 retirement chart showing exact ages, reductions, and bonus credits for delayed filing

Close-up of a U.S. Social Security card and $100 bill symbolizing the 2025 retirement age chart, benefit reductions, and delay credits.

Millions of older Americans will soon see changes in their Social Security retirement options, thanks to the updated Full Retirement Age chart for 2025. This new chart could influence when you choose to start claiming benefits, so it’s crucial to understand its potential impact. If you’re approaching your 60s, you might be wondering when you … Read more

Good news for retirees: Social Security has issued this message regarding new changes to the retirement application process

Social Security card beside stacks of hundred-dollar bills against a blurred U.S. flag backdrop.

A controversial anti-fraud policy that imposed a three-day waiting period on phone-based retirement claims has been scrapped, potentially speeding up benefits for hundreds of thousands of retirees. The Social Security Administration (SSA) announced the change this week, citing concerns from advocacy groups and internal data showing minimal success in detecting fraud. In its initial rollout, … Read more

Trump’s promised Social Security tax break missing: What the House bill really offers seniors

Close-up of a Social Security card and U.S. passport on an American flag, symbolizing senior benefits in the House tax bill debate.

Trump campaigned on a promise to reduce Social Security taxes, but the latest Republican-backed tax bill moving through the House seems to have left that pledge on the sidelines. Instead, lawmakers have introduced another form of tax relief that could benefit millions of seniors. In this article, we explore what happened to the proposed cuts … Read more

Older Americans face shrinking benefits as student loan offsets kick back in

Social Security cards, $100 bills and a “Student Loans” label illustrate benefit offsets that can cut income for older Americans.

Elderly Americans who rely on Social Security to cover daily expenses could soon see smaller monthly checks. Federal authorities have resumed garnishing benefits to recoup unpaid student loan debts, raising widespread concerns. Millions of borrowers are once again subject to these collection efforts, and approximately 425,000 are 62 or older. For seniors already living on … Read more

Retirees must wait longer — 65 no longer guarantees full Social Security benefits

Close-up of Social Security cards on U.S. dollar bills illustrating higher retirement age and delayed full benefits.

Changes will take effect from May 2025, signaling a major shift for American workers planning their retirement. This update affects those who expected to claim full Social Security benefits upon turning 65 and now face a longer wait. Starting next spring, the Social Security Administration (SSA) will continue implementing reforms enacted decades ago, gradually increasing … Read more

Social Security sends a letter to a 65-year-old widow: A decades-old error leaves her $70,000 in debt

Official Social Security Administration envelope with $70,000 overpayment notice sent to a 65-year-old Ohio widow.

The Social Security Administration is demanding a substantial amount back from a grieving widow, raising questions for other retirees who may be facing similar overpayment claims. In Sheffield Lake, Ohio, 65-year-old widow Ruth Podmanik recently received a distressing notice from the Social Security Administration (SSA). After applying for her late husband’s benefits, she discovered she … Read more

The SSA is preparing May 28 payments with a COLA increase for a group of people: You can check if you are on the list

Calendar displaying “May 28” atop a Social Security card and scattered $100 bills, illustrating the upcoming COLA-boosted benefit payment date.

The Social Security Administration (SSA) will release its final May payment on Wednesday, May 28, offering critical support for retirees, people with disabilities, and survivors. Many beneficiaries are eager to see this deposit, especially since it includes a cost-of-living adjustment (COLA) intended to help with rising expenses. This round primarily goes to individuals born between … Read more

A 180-degree turn in Social Security: these are the government’s changes to retirement applications

Elon Musk raises his hands before a backdrop of Social Security cards, symbolizing the government’s U-turn on retirement application changes.

The Social Security Administration (SSA) has just rescinded a key part of its anti-fraud policy, which had caused confusion among retirees and sparked nationwide concern. The announcement follows a wave of criticism from senior advocacy groups who claimed the measure delayed much-needed retirement benefits. Under pressure from a growing backlog of nearly 575,000 retirement claims, … Read more

Social Security Fairness Act boosts monthly checks—see which retirees qualify for the larger payments

Close-up of overlapping Social Security cards, symbolizing benefit increases for retirees under the Social Security Fairness Act

This is the list of those who will receive more money from this year. Thousands of retirees across the United States are already feeling the impact of the Social Security Fairness Act, which officially removes the Windfall Elimination Provision (WEP) and the Government Pension Offset (GPO). If you previously saw your Social Security benefits reduced … Read more

The Social Security Equity Act tightens controls: benefits increase under the new law, but nearly one million retirees remain in limbo

President Joe Biden gestures in front of a Social Security benefits form and pen, illustrating upcoming payment increases.

The Social Security Fairness Act has finally taken effect, and millions of recipients nationwide are now seeing larger monthly checks. Signed by President Joe Biden in January 2025, this legislation eliminates the Windfall Elimination Provision (WEP) and Government Pension Offset (GPO), granting a boost to public servants who were long penalized under these rules. However, … Read more

Social Security Administration moves up June deposit: May’s second SSI check now has a confirmed date

Stack of U.S. $100 bills covering a Social Security card, illustrating the June SSI check arriving early in May.

Starting in May, beneficiaries of Supplemental Security Income (SSI) will receive an early payment intended for June. This change has been made by the Social Security Administration (SSA) to ensure recipients have access to their funds at the start of the new month. Here’s everything you need to know. The SSA has set up a … Read more

The government changes the retirement age: now you need these years to receive full Social Security benefits

Man thinking about retirement with Social Security benefits and U.S. flag, alongside Donald Trump and money.

The Social Security Administration (SSA) has updated its rules on the age at which workers can begin receiving full Social Security benefits. Millions of Americans are approaching retirement with the belief that turning 65 will automatically grant them full benefits. However, recent changes now depend on the year of birth. For years, 65 was considered … Read more